PA Bar Association's "Senior Guide" Reissued
In September, 2009, the Pennsylvania Bar Association issued its 2009 Guide to Legal Issues for PA Senior Citizens, available free in PDF format on its website and by request in printed form.
This annually-revised guide, developed by the Senior Lawyers Committee of the PBA, provides information about legal issues faced by Pennsylvania's older residents and their caregivers. The information provided helps seniors make appropriate choices so they can maximize personal autonomy, minimize costs, navigate through the maze of government benefits, and protect themselves against predators who want to deceive, exploit or defraud.The Foreword to the revised publication explains the objective of the publication:
This guide is designed to provide information about legal issues faced by Pennsylvania’s older residents and their caregivers. Its authors and publishers intend to help seniors make appropriate choices so they can maximize personal autonomy, minimize costs, navigate through the maze of government benefits, and protect themselves against predators who want to deceive, exploit or defraud.This publication, in its 94 pages, is like a textbook for consumers on issues in the areas of Elder Law. I last noted such free, quality publications offered by bar associations in a posting entitled Online PA "Elder Law" References (01/26/07).
Senior citizens within Pennsylvania require timely and reliable access to legal information. The Senior Lawyers Committee of the Pennsylvania Bar Association has determined that it can best serve the needs of the legal community by serving the needs of the citizens of Pennsylvania.
Its concentration on the creation of this statewide Guide for Senior Citizens is complimented by other programs such as a mentoring project, a pro bono project and the sponsorship of continuing legal education (CLE) programs, all designed to aid the legal community by offering the expertise of older, more experienced attorneys to all Pennsylvania practitioners. This in turn helps to bring the best possible representation to the clients of Pennsylvania Lawyers.
These areas of the law are noted in the publication's Table of Contents:
Elder LawDedicated lawyers, working pro bono, initiated, revised, and updated this Guide to Legal Issues for PA Senior Citizens.
- Attorney-Client Relations
- Continuing Legal Education
- Pennsylvania Lawyers Fund For Client Security
- Choosing an Attorney
Older Americans Act
- Pennsylvania Local Lawyer Referral Services
- Area Agencies on Aging
- Services Provided
- Attendant Care
- Senior Adult Activities Center (SAAC)
Financial Planning
- Resources
- Income Tax Planning
- Tax Preparation
- Standard Deduction at Age 65
- Income Tax Credit Age 65 or Older
- Medical Expense Deductions
- Sale of Residence; Exclusion of Gain from Income
- Tax Basis; Special Rules for Surviving Spouses
- Reverse Mortgages (Home Equity Conversion)
- Basic Requirements
- Types of Reverse Mortgages
- Impact of Reverse Mortgages
- Property Tax and Rent Rebates
Estate Planning
- Amount of Rebates
- The Will
- Trusts
- Revocable Living Trusts
- Non-Probate Property
- Inheritance, Estate and Gift Taxes
- Pennsylvania Inheritance Tax
- Federal Estate and Gift Taxes
- Planning for Gifts
Power of Attorney
- Meeting with your Lawyer
- Revoking a Power of Attorney
- Special Powers of Attorney
- Failure to Act
- Fraud
- Health Care Provisions in a Power of Attorney
HIPPA
- Health Care Powers of Attorney and Living Wills
Guardianships
- Out of Hospital Do Not Resuscitate (DNR) Orders
Social Security
- Hearing Before the Court
- Applying for Benefits From the Social Security Office
- Deadlines
- Toll-Free Social Security Number
- Website
- Written Explanation for Denial of Benefits
- Correcting Records with Social Security
- Legal Assistance
- Social Security Benefits
- Retirement Benefits
- Social Security Disability Insurance Benefits (SSDIB)
- Supplemental Security Income Benefits (SSI)
- Survivor Benefits
- Benefits for a Divorced Spouse
- Benefits for a Divorced Widow(er)s
- Income Tax on Social Security Benefits
- Considerations and Issues to be Aware of if you Already Receive Some Benefits
- Resources
Medicare
- Social Security Fact Sheet
- Part A – Hospital Insurance.
- Part B – Medical Insurance
- Additional Insurance
- Medigap Medicare Supplement Insurance Policies
- Medicare Advantage
- Medicare Savings Program
- Notice Questions and Appeals
- Appeals
Medicaid
- Part D Assistance for Persons with Low Income
- Eligibility
- Disqualification
- Estate Recovery
Apprise
- Medicaid Planning
Pennsylvania Low Income Home Energy Assistance Program (LIHEAP)
Public Benefits
- Railroad Retirement Benefits
Veterans’ Benefits
- Disability Benefits
- Federal Benefits for Veterans and Dependants
- Veterans’ Health Care Benefits
- The Veterans’ Uniform Benefits Package Medicare
- Additional Prescription Benefits for Members of the Uniformed Services
Public Benefits for Non-Citizens
- Legal Counseling for Veteran’s Benefits
Low Cost Legal Services
Long Term Care Facilities
- Nursing Homes
- Resident’s Rights
- Assisted Living Facilities
- Questions
- Resident’s Rights
Housing Options
- Continuing Care Retirement Communities (CCRC)
- Services for Individuals who Remain in Their Homes
- Independent Housing Options
- Housing Options for Individuals Who May Require Assistance or Supervision
- National Housing Locator for Seniors
- The National Family Caregiver Support Program
- Geriatric Care Managers
- Nursing Home Licenses
Long Term Care Insurance
- Resources
- Long Term Care Costs
- Services Covered
- Coverage Needed
- Factors Affecting Costs
- Benefit Triggers
- Newest Developments
- Consumer Tips
- Independent Advice
Elder Abuse and Neglect
- Resources
- Signs of Abuse or Neglect
- If you Observe Abuse or Neglect
- If you are Abused
- Protection From Abuse Orders (PFAs)
Americans with Disabilities Act (ADA)
- Zero Tolerance of Abuse
- Disability Defined
- Accommodations
Age Discrimination in Employment Act (ADEA)
- Reassignment
- Protection from Discrimination Against Caregivers
Consumer Protection
- Special Agencies
- Pennsylvania Consumer Protection Bureau
- Suggestions for Resolving Complaints.
- Avoiding Scams
- Charitable Organizations
- Mail Fraud or Identity Theft
- Telemarketing
- Do Not Call Lists
- On-line Scams
Grandparents’ Custody and Visitation Rights
- Resources
Mediation ServicesDrivers’ Licenses
- Benefits of Mediation
Identification Cards
Handicapped Parking
Personal RecordsIndex
- A Checklist for Your Personal Filing System
It is reliable, current, and useful, and, therefore, is highly recommended as a resource.